買樓還是租樓比較化算, 沒有一個確實的答案.
買樓的人, 如果首期少, 年期又長, 可能總計利息已是樓價本身幾十巴仙以上, 而且到頭來又要擔心維修保養問題; 但相反, 如果租樓租金如果與供樓價錢相差無幾, 買樓又有較實際. 租或買, 都須要自己清楚推算, 但計畫有時也頗為煩惱, New York times就提供了一個互動圖表, 幫助大家分析Better to Buy or Rent? 這個人生中重要問題.
[via swissmiss]
TT said,
Well, life is not always as simple as choosing between buying and renting.
What about renting first for X months then buy? Assuming that you are paying some rents and saving to pay off the house using Cash to a large percentage.
Time to build a model. Heehee…
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